Business Auto Insurance
Business auto policies (BAPs) provide coverage for vehicles used for business purposes, including cars, vans, and trucks. Vehicles owned by the corporation, those that the corporation hires, or employee-owned vehicles that are used for business purposes are all included in this category of insurance.
Even if employees use their personal vehicles to conduct business, businesses should obtain a business auto policy. In the event of a serious accident, an employee's liability coverage may be insufficient to adequately protect the company.
Types of Vehicles
- Pickup truck
- Cargo van
- Step van
- Passenger car or van
What can a business auto policy cover?
- Liability
- Comprehensive and Collision
- Medical Payments
- Emergency Roadside Assistance
- Loss of earnings
- Uninsured Motor Vehicle
